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Any person with concerns regarding the organization's practices and/or the conduct of its' employees may report their concerns on a confidential and anonymous basis by either emailing concerns@ahsti.org or by calling the Hotline 956-322-3330.

Ph: (956) 687-6263

Fax: (956) 682-9751

1420 Erie Ave, McAllen, TX 78501, USA

AHSTI Main Branch NMLS# 346848

Weslaco Branch NMLS# 1153660

El Paso Branch NMLS# 1566114

For Addresses Click Here

© 2017  Affordable Homes of South Texas, Inc. 


  1. Grants and Federal funding sources enable us to sell our homes virtually at cost.

  2. A buyer's out of pocket expense is $3,000* and all other typcial mortgage loan costs above $3,000 will be added to the loan. (*Does not include any extras that the homeowner chooses during material selection. Any extras chosen above the standard amount must be paid by homeowner before construction can begin.)

  3. Since we receive grants and federal funds, we must comply with HUD income guidelines

    • Our loan may only be made to applicants whose household annual gross income is at or below 80% of the Area Median Income.* 

    • Depending on the amount granted toward the home purchase, a mortgage secured by a note on the property will be placed. This note will be 0% interest for 5, 10, or 15 years (depending on the amount of the grant). The note is 100% forgiveable if the homeowner stays in the home for the length of the terms of the note. 

*If the household earns between 80% and 120% of the area median income, contact us as we may have special financing available for your income bracket.