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Any person with concerns regarding the organization's practices and/or the conduct of its' employees may report their concerns on a confidential and anonymous basis by either emailing concerns@ahsti.org or by calling the Hotline 956-322-3330.

Ph: (956) 687-6263

Fax: (956) 682-9751

1420 Erie Ave, McAllen, TX 78501, USA

AHSTI Main Branch NMLS# 346848

Weslaco Branch NMLS# 1153660

El Paso Branch NMLS# 1566114

For Addresses Click Here

© 2017  Affordable Homes of South Texas, Inc. 

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New Home Construction & Financing

Our homeownership program is primarily for households earning 80% of the area median income. We operate as a mortgage lender and general contractor to build homes in our subdivisions, scattered lots, or even on your own lot.  All of our homes are built Energy Star Certified and Green Built RGV certified. 


Do you earn more than 80% of the area median income? Contact us to see if we have special financing for your income range.


One-on-One Mortgage Counseling and Group Education

Our Homebuyer Readiness Program focuses on households that are not quite mortgage ready. Trained housing counselors work one-on-one with households to achieve the dream of homeownership. Learn more about our program and how it can benefit you!


Rehab and Replacement

Eligible households that live in substandard living conditions are able to improve their homes through a rehab program or home replacement program. Some funding is limited to McAllen and Pharr only. The Rehab Loan is available in all of AHSTI service areas. Learn more about this much needed service.

We are pleased to announce we have been recognized with the Select Builder Award as part of the 2019 Annual Builder Achievement Awards Program through 2-10 Home Buyers Warranty (2-10 HBW). In addition to providing insurance-backed structural warranties, 2-10 HBW acknowledges outstanding performance in the home building industry. Every year they select builders who demonstrate skilled craftsmanship and construct inspired homes, while improving the quality of housing. The Select Builder Award recognizes skillful builders who value the importance of developing relationships with their home buyers. We strive to make the home buying experience a personal one and are highly motivated to provide customer satisfaction.